Unexpected accidents can impact the cost of a project. That's why taking out Contractors' All Risk insurance before you start any commercial project is a prudent step.

BF&M‘s policy protects you by providing coverage in two types of situations:

• When damage occurs to a property
• If a third party is injured or sues for damages

Further, if there is a loan on the property, the financial institution will require proof that you, or your contractor, have a Contractors’ All Risks policy that covers the full contract value.