We’re pleased to announce that BF&M and Argus have completed their amalgamation

Click here to learn more about how we are moving forward together

Health Insurance

Personal
Want to speak with a BF&M representative? +1-441-295-5566

Health coverage you can rely on

Comprehensive, worldwide wellness protection and a wide variety of options offered by BF&M health coverage makes facing health problems that much easier when difficult situations arise. We don't think you should ever have to face them on your own.

 

Health products and benefits include:

  • A wide variety of medical and dental product features for individuals
  • Tailored wellness programmes
  • 100% coverage for generic prescription drugs
  • Direct deposit reimbursement for added convenience
  • 24/7 web based claim tracking
  • 24-hour access to Overseas Health Care Helpline
  • Access to Medical Remote Second Opinions 
    and FAQ sheet
  • Access to Mental Health Medical Remote Second Opinion
  • Access to LiveWell, our comprehensive holistic health and wellness programme

Individual Health coverage

At BF&M, our Individual Health Insurance plan provides coverage with a wide variety of options for preventative care, vision care, dental care, prescribed medications, and so much more.

Health coverage for temporary visitors

Access a comprehensive range of local health benefits from Bermuda’s leading insurer, crafted for the needs of the temporary visitor.

 

LiveWell-Logo_NEW-2018resized.png

Take charge of your health with BF&M's LiveWell programme.

LiveWell is a comprehensive, holistic health and wellness programme designed to help individuals better understand and manage their personal health and improve their quality of life.

Through LiveWell, you will have access to a variety of tools and resources, including:

  • Educational programmes and webinars to help you navigate life’s milestones and build healthy habits
  • Access to discounted Garmin and Fitbit activity trackers
  • Access to a variety of programmes with coverage under BF&M health benefits, including nutrition management, weight loss support, lifestyle management with doctor oversight, diabetes prevention and management, and chronic disease management
  • A new series of health and wellness articles on our website, including topics like how to practice gratitudehow to build healthy habits that stick, and tips for creating a healthy sleep routine

Health Matters newsletters

Read our latest Health Matters newsletter for health updates, wellness tips and advice.

Learn more

Health portal user guide

Instruction on how to access the system and view your Health claims history.

Download the guide

Claims reimbursement directly into your account

Electronic funds transfers (EFT) are the quickest way to receive reimbursement paid directly into your local Bermuda dollar account.

Register today

 

Looking to submit a health or dental claim?

You can complete and submit your claims directly on our website, click here to get started. Need assistance? Read our guide on how to make a claim.

 

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

Get a Health Insurance quote or call for advice.

+1-441-295-5566