BF&M - Preventative healthcare matters

Why does preventative healthcare matter?

Practicing preventative healthcare today is one of the most effective ways to stay healthy and avoid serious medical issues tomorrow. There are two essential components to preventative healthcare: services provided by health professionals and the actions you take to manage your wellness every day. When you combine the two, you may be able to prevent or detect disease or medical issues early and seek treatment before they become more serious, helping you live your healthiest life and avoid costly medical treatments down the road.

Types of preventative care services supported by BF&M

Immunisations

Physical exams

Lab tests

Prescriptions

Mental health care

We offer a robust set of benefits for both our Individual and Group Health customers. A complete listing of included preventative and diagnostic services can be found in our annual Schedule of Benefits and is dependent on the plan in which you are enrolled.

For Individual Health (Smart Care) - Click here to view your 2024 Schedule of Benefits

For Individual Health (Core Health) - Click here to view your 2024 Schedule of Benefits

For Group Health (Global Series) - Click here to view your 2024 Schedule of Benefits

What’s the difference between preventative and diagnostic screenings?

Preventative screenings are completed when you are symptom-free and are scheduled based on your age and health history. Diagnostic screenings are completed to detect and diagnose health issues when you already have symptoms present.

Talk to your healthcare professional about what’s best for you.

Managing your health is a partnership between you and your healthcare professional. Together, you can determine the most appropriate preventative screening schedule and immunisations based on your age and medical history.

Cancer causes 1 in 3 of all deaths in Bermuda, and the International Agency for Research on Cancer estimates a 67% increase in cancer deaths in the next two decades.

Here in Bermuda, we face a triple burden of an aging population, a transition to lifestyle-related diseases, and infection-related cancers. Cancer is set to rise as a health and economic burden because of increasing population risks (particularly obesity) and increasing costs of treatment. All parts of our society, from policymakers and healthcare providers, to the general public need to be aware of this and plan accordingly. Nearly 50% of cancers are linked to lifestyle choices, your choices make a difference.

Dr. Chris Fosker
MBChB, BSc, FRCP, FRCR
Medical Director and Radiation Oncologist at the Bermuda Cancer and Health Centre

Preventative measures you can take to LiveWell

Healthy diet

Eat more fruits, vegetables, and lean proteins.

Exercise regularly

At least 30 minutes of exercise, five times a week.

Quit smoking

Every cigarette damages your health.

Reduce alcohol

Every drink increases your risk for cancer.

Get screened

Visit your doctor for regular check-ups and screenings.

Included with your Individual or Group Health insurance, BF&M helps our customers take charge of their health with our LiveWell programme.

LiveWell is a comprehensive, holistic health and wellness programme designed to help individuals better understand and manage their personal health and improve their quality of life. It provides consultative services to employers regarding the customised design, development, and implementation of wellness initiatives and services within their company.

Tools and resources include:

Access to our individualised Wellbeing Activity Hub and dashboards
Engaging corporate wellness challenges
Weekly team challenges
Healthy Habits programmes focused on nutrition, stress management and physical activity
Employee Wellness Assessments followed by individualised feedback and recommendations
Healthy lifestyle and chronic disease management programmes and events
LiveWell Rewards Programme