BF&M - Commercial Marine and Transit Insurance Products and Policies

Bermuda’s leading commercial marine insurer

Your boat is your business, so making sure it’s well protected is a must. At BF&M, we work with you to create a customised solution, ensuring your passenger or work vessel has the coverage it needs in the event of an accident. Because when your boat or fleet isn’t working properly, neither is your business.

We cover all types of commercial marine vessels:

Rental boats
Tour boats
Charter fishing boats
Glass bottom boats
Ferries
Mooring repair
Work barges
Commercial fishing boats

Comprehensive Liability Insurance

If you have an accident in Bermuda, we provide coverage options in accordance with the Department of Marine & Ports regulations.

Passenger Liability Insurance

If you carry passengers as part of your business, we insure your liability for all of them – up to $2,000,000 for any one accident.

Similar Vessel coverage

We cover your liability when using vessels similar to your own in the event that they are not currently covered or chartered.

Goods in transit

Ship your goods with confidence

When you ship something, your goal is to ensure that your cargo gets where it's going - ours is to ensure you have the right coverage in the event that it doesn't.

We offer customised cargo plans:

Ocean/air freight couriers to and from Bermuda
Local transit for goods and materials

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward.
You can trust us to be open, to talk in terms you can understand. And with over a century in the business and the strongest financial ratings going, you can depend on us to be there when you need us most.

Learn More

FAQs

What is Commercial Marine Insurance?

Commercial marine insurance is coverage specifically designed for marine vessels used by businesses.

We currently offer vessel and equipment coverage, third party liability, and coverage for floating docks and marinas.

Commercial Marine Insurance is not available for purchase online. To speak to an agent, or to request more information, please contact us at +1-441-295-5566.

With our Commercial Marine Insurance, your vessels are covered for losses such as accidental grounding, fire, theft, and sinking.

Which vessels require a survey?

A survey is required for vessels 20 years or older and the evaluation needs to be conducted by a professional marine surveyor.

View More FAQs

Get a Commercial Marine and Transit quote or call for advice.

+1-441-295-5566