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ANNOUNCEMENT: BF&M and Argus announce plans to combine

To read more about how we’re planning to move forward together, click here.

New to Bermuda

Welcome to island life

We’re delighted you’ve chosen to make the move to Bermuda. It’s true, island life is a bit different than what you might be used to – but one thing remains the same – we all need insurance. It’s part of life, and it’s part of island life.

So you're moving to Bermuda

Unsure what insurance you might need during your time in Bermuda? We’re here to help break it down for you. Let us guide you through the process.

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Heading home for a visit?

If you’re going home for a holiday, you might want to consider Overseas Travel Insurance. Find out what’s covered and what other insurance you might need before you go.

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Hurricane preparedness

Don't let hurricane season take you by surprise. Protect your home during your first hurricane season with expert advice from BF&M.

Get prepared

 

Why BF&M?

Insurance matters, and at BF&M we believe in making it straightforward. You can trust us to be open, to talk in terms you can understand. With over a century in the business and the strongest financial ratings, you can depend on us to be there when you need us the most.

Find coverage for:

Home
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Motor
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Health Insurance
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Articles & Guides

Moving to Bermuda? Here's what you should know

Welcome to Bermuda! Here's what you need to know about getting insurance here.

I just bought my first car/bike. How do I get it insured?

Here are 4 simple steps to ensure you have all the coverage you need.

Preparing for boat ownership

Get the most out of your Bermuda boating experience and keep your boat afloat.

View All Articles & Guides

FAQs

What is the Standard Premium Rate (SPR) and what does it include?

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What businesses are legally required to have Workers' Compensation insurance in Bermuda?

Legally, all businesses based in Bermuda are liable in the event of a workplace accident as based on the Workers' Compensation Act of 1965.

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What is the Standard Health Benefit (SHB) and what does it cover?

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What is the Mutual Reinsurance Fund (MRF) and what does it cover?

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Am I required to enroll in a pension plan?

It's dependent on two things: 1) if you are a Bermudian or the partner of one; and 2) your employer has a pension plan that requires everyone to participate.

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