The SHB is the base package of mandated health benefits in Bermuda. Every employee, non-working spouse and child under the age of 18 is entitled to the care under the SHB by law. The determination of what benefits are eligible as SHB are set by Government.

The services covered under the SHB have changed dramatically over the years. Currently, SHB premiums only cover eligible SHB services offered locally in the community by approved providers, and are not portable to other jurisdictions.

For a full list of Standard Health Benefits, approved providers, and reimbursement rate levels, please visit bhec.bm/standard-health-benefit.