In accordance with the Pension Act, you can choose to retire from your pension plan and start receiving benefits even if you continue to work upon reaching age 65. However, if you choose this option, you will not continue to accrue any benefits in the plan and must stop making contributions to the plan.

Alternatively, you may elect to defer receiving your pension and continue contributing to the plan and accruing benefits. If you choose this option, your employer must match your contributions. However, you cannot retire from the pension plan prior to age 65 if you are continuing to work.

If you are in a Defined Benefit plan the rules may differ, so you should refer to the specific rules of that plan with respect to your retirement options.