BF&M covers 100% of the cost of generic drugs, so make sure to ask the pharmacist for the generic versions of drugs whenever they are available.

Generics are copies of brand name drugs, and the FDA (U.S. Food and Drug Administration) requires that generic drugs be as safe and effective as brand-name drugs. However, they are significantly less expensive than brand name drugs because the manufacturers have not had the expenses of developing and marketing a new drug. 

By utilising generic drugs, you save yourself from out-of-pocket  expenses, and also help to limit the rising cost of healthcare overall.