Target Date profile
BF&M was the first and remains the only pension provider on the island that offers the target date method of investing. Participants choose a profile with a year that best corresponds to an expected target retirement date. Alloctions are automatically adjusted over time to become more conservative as investors approach their anticipated retirement date.
Risk Based profile
Participants remain in charge of their ultimate profile selections. We provide a helping hand based on how much risk they are willing to take with their investments, choosing the profile that most closely matches their comfort level and investment objective.