At public labs, residents of Bermuda don’t need insurance coverage at all. The full cost of testing is subsidised by the Government of Bermuda.

At private labs, BF&M health insurance plans require that the insured have at least local major medical/home and office coverage. This is indicated on your insurance card with an M and/or H/O designation.

Need help?

For questions related to testing or medical coverage,
please call +1 441 298 0358 or email [email protected].